Whole-Life Insurance

As a federal or postal employee you more than likely have a life insurance policy through FEGLI which is an outstanding term-life insurance product.

Our whole-life product is designed to complement your current life insurance policy through FEGLI. It is a great option if you do not yet qualify for FEGLI, you are about to retire, or you would also like a whole life policy.

What is Whole-Life?

The best answer to this is first understanding how term-life works.

Term-Life Insurance is just like it sounds, it lasts a specific period dependent on whichever term you choose. If something were to happen to you during that term, your beneficiaries would get the benefit amount on the policy.

Whole-Life Insurance is a more permanent / robust option.

• Lasts until death or specific maturity date
• Builds cash value (that you can pull out whenever you would like)
• Age attained pricing (the price you pay at sign up is locked in)

Who Can You Cover?

• Yourself
• Your spouse
• Kids (Under 26 years old upon sign up)
• Grandchildren (Under 26 years old upon sign up)

Struggled getting through underwriting in the past? Our agents have access to guaranteed issue (GI) policies.